The #1 Digital Banking Savings Bank! Offering deposits, cards, loans, financial services, credit management, and lifestyle services – all in one place!

#1 Digital Banking Savings Bank!

• 1 in cumulative app downloads in the savings bank sector.

• 1 in cumulative app users in the savings bank sector. (Based on App Annie, as of December 31, 2023)

Well-Bang Walking Savings: Earn interest (up to 10% per annum) simply by walking! Preferential interest rates are offered based on your step count within the subscription period.

WELCOME! First Transaction Offer: Receive a preferential interest rate (up to 7% per year) on your first transaction! A special interest rate is offered for 30 days to new account holders.

Welcome My Data: Worried about managing your assets and liabilities? We help you track your debts and explore potential transfer loan options. Participate in our interest reduction project. (Total estimated savings from nationwide interest reduction project: KRW 8,334.98 million as of March 14, 2024) Check your credit health with our "Credit Weather" feature.

Easy and Convenient Account Opening:

• Open a non-face-to-face account anytime, anywhere, 24/7.
• No public certificate required; pattern or fingerprint authentication and a 6-digit authentication number suffice.
• Dedicated accounts are available for payers, office workers, and business owners, with special benefits upon account opening.

Exclusive Well-Bang Lounge Benefits:

• Well-Bang Walking: Loan customers earn up to 100 won per day (up to 3,000 won per month) by walking; receiving customers earn up to 40 won per day (up to 1,240 won per month).
• Well-Bang Lotto: Win prizes by guessing 6 numbers from 0 to 9.
• Well-Bang Odd or Even: Win weekly prizes based on whether the week is odd or even.

Convenient Financial Services:

• Effortless fund transfers within the app.
• One-page overview of total assets, detailed account status, and savings goals.
• Check car prices using just the license plate number.
• Convenient automatic bill payments.
• Free credit management without affecting your credit score.

Electronic Financial Fraud Prevention:

We employ PC designation, 2-channel authentication, and one-time authentication number services, in accordance with the Financial Supervisory Service's guidelines.

Product Information:

[Well-Bang Working Savings]

• Target: Individual customers
• Contract Period: 12 months
• Payment Amount: KRW 10,000 - 200,000 per month (same amount each month)
• Interest Payment: Lump sum at maturity
• Basic Interest Rate: 1.0% per annum + preferential interest rate (up to 9.0% per annum)

• Preferential Interest Rate Conditions:

  • Step count: >1 million steps (1.0%p), >2 million (2.0%p), >3 million (3.0%p), >4 million (8.0%p)
  • Automatic transfer via our bank account at least 6 times (1.0%p)

[WELCOME First Transaction Preferential Term Savings]

• Target: Individual customers
• Contract Period: 12 months
• Payment Amount: KRW 10,000 - 200,000 per month (same amount each month)
• Subscription Conditions: Within 30 days of first deposit
• Interest Payment: Lump sum at maturity
• Basic Interest Rate: 3.7% per annum + preferential interest rate (up to 3.3% per annum)

• Preferential Interest Rate Conditions:

  • Automatic transfer via our bank account at least 8 times (1.8%p per annum)
  • Average account balance ≥ KRW 500,000 (1.5%p per annum)

Important Notes:

Deposits are protected up to KRW 50 million per person (combined with other protected products) under the Depositor Protection Act. Please review product details and terms before signing. Interest rates are subject to change; please refer to our website or app for the latest rates.

Customer Center Operating Hours:

• Loan: 1661-0001 (Weekdays 08:30 - 18:00)
• Deposits/Withdrawals: 1661-9400 (Weekdays 09:00 - 18:00)
• Business: 1661-9300 (Weekdays 09:00 - 18:00)
• Financial Fraud Reporting (Night Call Center): 02-397-8600/8800

Wellbang App Permissions:

• Required: Storage, Phone, App Activity
• Optional: Contacts, Camera, Photos/Videos, Notifications

Credit Irregularity Investigation Items: Malicious app detection information, diagnostic information on detected malicious apps.

Welcome Savings Bank Co., Ltd.

CEO: Daewoong Kim
Business Registration Number: 120-87-93876
Compliance Officer Deliberation No.: 3765 (2024.08.08~2025.08.07)
Reviewed by the Korea Federation of Savings Banks 2023-00710 (2023.06.22~2024.06.21)

What's New in Version 3.4.9 (Oct 22, 2024): App performance improvements and stability enhancements.

웰컴디지털뱅크(웰컴저축은행) Screenshots